Natural hazards · Kane

Kane, IL natural hazards

Most of the natural-hazard damage FEMA expects in Kane comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kane?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kane to be higher than in 65% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding25%Cold waves18%Drought13%Strong wind12%Heat waves11%Tornadoes10%Everything else12%

By hazard

What Kane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Cold waves

18% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Drought

13% of expected damage

Recorded about 2 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kane flood?

FEMA's records show no paid flood insurance claims in Kane.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Kane

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kane itself: aid to households, or repair grants to the Township of Kane.

Brought FEMA money into KaneDeclared for Greene County only

2008

Severe Storms and Flooding

$93K to the Township of Kane for repairs

2002

Severe Storms, Tornadoes and Flooding

$31K to the Township of Kane for repairs

1999

Il-Winter Storm 1/1/99

$893 to the Township of Kane for repairs

Greene County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Kane

Kane and the towns around it

Very lowLowModerateHighVery high

Woodvillemostly inland floodingVery high

Englishmostly inland floodingHigh

Kanemostly inland floodingHigh

Rockbridgemostly inland floodingHigh

Carrolltonmostly inland floodingModerate

Lindermostly inland floodingModerate

Jerseymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kane is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Kane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.