Natural hazards · Lawndale

Lawndale, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lawndale comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lawndale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lawndale to be higher than in 60% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves25%Drought12%Tornadoes9%Everything else11%

By hazard

What Lawndale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Drought

12% of expected damage

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lawndale flood?

Every paid claim on a federal flood insurance policy in Lawndale, from FEMA’s records.

11paid claims since 1979

$171Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lawndale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLean County.

Disasters that hit Lawndale

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lawndale itself: aid to households, or repair grants to the Township of Lawndale.

Brought FEMA money into LawndaleDeclared for McLean County only

2011

Severe Winter Storm and Snowstorm

$6K to the Township of Lawndale for repairs

2000

Illinois Winter Snow Storms

$4K to the Township of Lawndale for repairs

1999

Il-Winter Storm 1/1/99

$3K to the Township of Lawndale for repairs

McLean County has had 9 natural disasters declared since 1953, most often winter storms and ice storms.

Around Lawndale

Lawndale and the towns around it

Very lowLowModerateHighVery high

Martinmostly inland floodingHigh

Lawndalemostly inland floodingHigh

Yatesmostly inland floodingHigh

Lexingtonmostly inland floodingHigh

Belle Prairiemostly inland floodingHigh

Indian Grovemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lawndale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lawndale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lawndale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lawndale total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.