Natural hazards · Belle Prairie

Belle Prairie, IL natural hazards

Most of the natural-hazard damage FEMA expects in Belle Prairie comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belle Prairie?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belle Prairie to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves15%Tornadoes6%Everything else17%

By hazard

What Belle Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belle Prairie flood?

FEMA's records show no paid flood insurance claims in Belle Prairie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belle Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Belle Prairie

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belle Prairie itself: aid to households, or repair grants to the Township of Belle Prairie.

Brought FEMA money into Belle PrairieDeclared for Livingston County only

2000

Illinois Winter Snow Storms

$2K to the Township of Belle Prairie for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Township of Belle Prairie for repairs

Livingston County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Belle Prairie

Belle Prairie and the towns around it

Very lowLowModerateHighVery high

Belle Prairiemostly inland floodingHigh

Cropseymostly inland floodingHigh

Lawndalemostly inland floodingHigh

Indian Grovemostly inland floodingHigh

Fayettemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belle Prairie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belle Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Belle Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.