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Natural hazards · Indian Point

Indian Point, IL natural hazards

Most of the natural-hazard damage FEMA expects in Indian Point comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Indian Point?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Indian Point to be higher than in 55% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding31%Strong wind18%Cold waves15%Tornadoes13%Heat waves9%Hail6%Everything else9%
By hazard

What Indian Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once a year in the area

Strong wind

18% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 6 times a year in the area

Cold waves

15% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 26 years in the area

Heat waves

9% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 6 times a year in the area

Hail

6% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Indian Point flood?

FEMA's records show no paid flood insurance claims in Indian Point.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Indian Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Knox County.
Disasters that hit Indian Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Indian Point itself: aid to households, or repair grants to the Township of Indian Point.

Brought FEMA money into Indian PointDeclared for Knox County only
1999

Il-Winter Storm 1/1/99

$3K to the Township of Indian Point for repairs
Knox County has had 9 natural disasters declared since 1953, most often floods and winter storms.
Around Indian Point

Indian Point and the towns around it

Berwick: High, mostly droughtCedar: High, mostly inland floodingChestnut: High, mostly inland floodingUnion: Low, mostly inland floodingFloyd: High, mostly droughtGreenbush: High, mostly droughtRoseville: High, mostly droughtOrange: High, mostly inland floodingGalesburg: Moderate, mostly inland floodingEllisville: Low, mostly inland floodingMaquon: High, mostly inland floodingLee: Low, mostly inland floodingIndian Point: Moderate, mostly inland flooding Indian PointBerwickCedarChestnutUnion
Very lowLowModerateHighVery high
Berwickmostly droughtHigh
Cedarmostly inland floodingHigh
Chestnutmostly inland floodingHigh
Indian Pointmostly inland floodingModerate
Unionmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Indian Point covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Indian Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Indian Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Indian Point total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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