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Natural hazards · Hutton

Hutton, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hutton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hutton?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hutton to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding57%Drought14%Tornadoes8%Cold waves7%Earthquakes7%Everything else8%
By hazard

What Hutton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Drought

14% of expected damage
Recorded about 2 times a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 8 years in the area

Cold waves

7% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

7% of expected damage
Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hutton flood?

Every paid claim on a federal flood insurance policy in Hutton, from FEMA’s records.

2paid claims since 2008
$166Kpaid to owners
0homes flooded more than once
20082026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hutton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coles County.
Disasters that hit Hutton

Federal disasters declared here

None of the disasters declared for Coles County shows FEMA aid or repair money reaching Hutton itself in FEMA’s records.

Brought FEMA money into HuttonDeclared for Coles County only
Coles County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Hutton

Hutton and the towns around it

Pleasant Grove: High, mostly inland floodingCharleston: High, mostly inland floodingCharleston: Moderate, mostly inland floodingUnion: High, mostly inland floodingParker: Moderate, mostly inland floodingAshmore: High, mostly inland floodingWestfield: Moderate, mostly inland floodingCottonwood: High, mostly inland floodingLafayette: High, mostly inland floodingParadise: High, mostly inland floodingJanesville: High, mostly inland floodingNeoga: High, mostly inland floodingSeven Hickory: High, mostly inland floodingMorgan: High, mostly inland floodingMattoon: High, mostly inland floodingGreenup: High, mostly inland floodingCrooked Creek: High, mostly inland floodingCasey: Moderate, mostly inland floodingCasey: Moderate, mostly inland floodingSumpter: High, mostly inland floodingMartinsville: Moderate, mostly inland floodingDolson: Moderate, mostly inland floodingEast Oakland: High, mostly inland floodingKansas: Low, mostly inland floodingHutton: High, mostly inland flooding HuttonPleasant GroveCharlestonCharlestonUnionParkerAshmoreWestfield
Very lowLowModerateHighVery high
Huttonmostly inland floodingHigh
Pleasant Grovemostly inland floodingHigh
Ashmoremostly inland floodingHigh
Charlestonmostly inland floodingHigh
Unionmostly inland floodingHigh
Charlestonmostly inland floodingModerate
Parkermostly inland floodingModerate
Westfieldmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hutton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hutton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hutton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hutton total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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