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Natural hazards · Ashmore

Ashmore, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ashmore comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ashmore?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashmore to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding57%Drought14%Tornadoes8%Cold waves7%Earthquakes7%Everything else8%
By hazard

What Ashmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Drought

14% of expected damage
Recorded about 2 times a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 8 years in the area

Cold waves

7% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

7% of expected damage
Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ashmore flood?

FEMA's records show no paid flood insurance claims in Ashmore.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ashmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coles County.
Disasters that hit Ashmore

Federal disasters declared here

None of the disasters declared for Coles County shows FEMA aid or repair money reaching Ashmore itself in FEMA’s records.

Brought FEMA money into AshmoreDeclared for Coles County only
Coles County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Ashmore

Ashmore and the towns around it

Morgan: High, mostly inland floodingCharleston: High, mostly inland floodingEast Oakland: High, mostly inland floodingHutton: High, mostly inland floodingWestfield: Moderate, mostly inland floodingKansas: Low, mostly inland floodingSeven Hickory: High, mostly inland floodingBowdre: Very high, mostly inland floodingSargent: Very high, mostly inland floodingCharleston: Moderate, mostly inland floodingPleasant Grove: High, mostly inland floodingLafayette: High, mostly inland floodingEmbarrass: Moderate, mostly inland floodingUnion: High, mostly inland floodingParker: Moderate, mostly inland floodingDolson: Moderate, mostly inland floodingGrandview: Low, mostly inland floodingBuck: Moderate, mostly inland floodingAshmore: High, mostly inland flooding AshmoreMorganCharlestonEast OaklandHuttonWestfieldKansas
Very lowLowModerateHighVery high
Morganmostly inland floodingHigh
East Oaklandmostly inland floodingHigh
Ashmoremostly inland floodingHigh
Huttonmostly inland floodingHigh
Charlestonmostly inland floodingHigh
Westfieldmostly inland floodingModerate
Kansasmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashmore is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ashmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ashmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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