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Housing in Guilford

A typical Guilford home is worth roughly $358,000

Typical home value
$358K
IL $298K
Estimate
2-bedroom rent
$950
a month, utilities in · HUD
Median tax bill
$5,147
IL $5,298

What kind of housing town is Guilford?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

96% of Guilford households own their home

Half of Guilford’s homes were built before 1993.

Owners and renters
Own 96%Rent 4%

Illinois: 67% own.

1993
typical home built · IL 1971
$5,147
median property tax bill · IL $5,298
1.44%
of a home’s value, a year in tax · IL 2.01%
55%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Affordability

A typical home costs 3.1 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$420,000
Typical Guilford home $358K

That covers a typical Guilford home, with $62K to spare.

The typical home, each month
$2,310
Loan $1,770Tax $430Insurance $100

A two-bedroom rents for about $950 a month here, $1,360 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Guilford’s typical property tax (1.44% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $950

Renters already here pay a median of $1,308.

Fair Market Rent a month, utilities included

Studio$650
1 bedroom$790
2 bedrooms$950
3 bedrooms$1,270
4 bedrooms$1,270
4%
of households rent · IL 33%
30
renter households
43%
of renters spend 30%+ of income on rent · IL 48%
10%
of the median income, for a two-bedroom
$1,308
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jo Daviess County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Guilford vs. its neighbors

Guilford is the priciest of 6 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Guilford$358K*—$950$115,647
East Galena$300K*+13.5%†$930$103,008
Thompson$330K*—$1,140$108,750
Elizabeth$200K+4.8%$980$66,250
The Galena Territory$325K*+13.5%†$930$117,548
Scales Mound$221K+6.4%$920$69,762

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Guilford buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Guilford still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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