Natural hazards · Franklin Park

Franklin Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Franklin Park comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 257 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franklin Park?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franklin Park to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves22%Tornadoes13%Heat waves6%Everything else5%

By hazard

What Franklin Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 6 times a year in the area

Cold waves

22% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 76% of U.S. places

Heat waves

6% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franklin Park flood?

Every paid claim on a federal flood insurance policy in Franklin Park, from FEMA’s records.

257paid claims since 1978

$6.3Mpaid to owners

37homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 70 claims, $2.1M
Hurricane Ike: 41 claims, $687K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Franklin Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit Franklin Park

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Franklin Park itself: aid to households, or repair grants to the Village of Franklin Park.

Brought FEMA money into Franklin ParkDeclared for Cook County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

20 households applied for aid $23K aid approved

2023

Severe Storms and Flooding

40 households applied for aid $102K aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

204 households applied for aid $266K aid approved

2011

Severe Winter Storm and Snowstorm

$130K to the Village of Franklin Park for repairs

2010

Severe Storms and Flooding

110 households applied for aid $206K aid approved

2008

Severe Storms and Flooding

49 households applied for aid $76K aid approved $156K to the Village of Franklin Park for repairs

2000

Illinois Winter Snow Storms

$40K to the Village of Franklin Park for repairs

1999

Il-Winter Storm 1/1/99

$49K to the Village of Franklin Park for repairs

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Franklin Park

Franklin Park and the towns around it

Very lowLowModerateHighVery high

Northlakemostly inland floodingHigh

Melrose Parkmostly inland floodingHigh

Franklin Parkmostly inland floodingModerate

River Grovemostly inland floodingModerate

Leydenmostly inland floodingModerate

Chicagomostly inland floodingModerate

Schiller Parkmostly inland floodingModerate

Bensenvillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franklin Park covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Franklin Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Franklin Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Franklin Park total about $13.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.