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Natural hazards · Bensenville

Bensenville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bensenville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 110 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bensenville?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bensenville to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves22%Tornadoes18%Everything else9%
By hazard

What Bensenville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 3 times a year in the area

Cold waves

22% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bensenville flood?

Every paid claim on a federal flood insurance policy in Bensenville, from FEMA’s records.

110paid claims since 1978
$3.7Mpaid to owners
16homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 13 claims, $648K
  • Mid-spring storms: 6 claims, $100K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bensenville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: DuPage County.
Disasters that hit Bensenville

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bensenville itself: aid to households, or repair grants to the Village of Bensenville.

Brought FEMA money into BensenvilleDeclared for DuPage County only
2013

Severe Storms, Straight-Line Winds, and Flooding

69 households applied for aid $234K aid approved $3K to the Village of Bensenville for repairs
2011

Severe Winter Storm and Snowstorm

$30K to the Village of Bensenville for repairs
2010

Severe Storms and Flooding

99 households applied for aid $258K aid approved
2008

Severe Storms and Flooding

102 households applied for aid $229K aid approved $56K to the Village of Bensenville for repairs
2005

Hurricane Katrina Evacuation

$7K to the Village of Bensenville for repairs
2000

Illinois Winter Snow Storms

$25K to the Village of Bensenville for repairs
1999

Il-Winter Storm 1/1/99

$29K to the Village of Bensenville for repairs
DuPage County has had 14 natural disasters declared since 1953, most often floods and winter storms.
Around Bensenville

Bensenville and the towns around it

Wood Dale: Very low, mostly inland floodingElk Grove Village: Very low, mostly inland floodingAddison: Low, mostly inland floodingChicago: Moderate, mostly inland floodingFranklin Park: Moderate, mostly inland floodingItasca: Very low, mostly inland floodingAddison: Low, mostly inland floodingSchaumburg: Low, mostly inland floodingElk Grove: Moderate, mostly inland floodingSchaumburg: Low, mostly inland floodingRoselle: Very low, mostly inland floodingBloomingdale: Very low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingYork: Low, mostly inland floodingVilla Park: Low, mostly inland floodingLeyden: Moderate, mostly inland floodingMaine: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingWorth: Very high, mostly inland floodingSchiller Park: Moderate, mostly inland floodingNiles: Moderate, mostly inland floodingStickney: High, mostly inland floodingCalumet: Very high, mostly inland floodingPark Ridge: Moderate, mostly inland floodingNiles: Low, mostly inland floodingNorthlake: High, mostly inland floodingMelrose Park: High, mostly inland floodingRiver Grove: Moderate, mostly inland floodingBensenville: Moderate, mostly inland flooding BensenvilleWood DaleElk Grove VillageAddisonChicagoFranklin Park
Very lowLowModerateHighVery high
Franklin Parkmostly inland floodingModerate
Chicagomostly inland floodingModerate
Bensenvillemostly inland floodingModerate
Addisonmostly inland floodingLow
Elk Grove Villagemostly inland floodingVery low
Wood Dalemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bensenville covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Bensenville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bensenville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bensenville total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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