Effingham is a city in Effingham County, Illinois, United States, and its county seat. It is in South Central Illinois. Its population was 12,252 at the 2020 census. It is the principal city of the Effingham micropolitan statistical area. The city bills itself as "The Crossroads of Opportunity" because of its location at the intersection of two major Interstate highways: I-57 running from Chicago to Sikeston, Missouri, and I-70 running from Utah to Maryland. It is also served by U.S. Route 45, which runs from Ontonagon, Michigan to Mobile, Alabama; U.S. Route 40, the historic National Road, which stretches from Atlantic City, New Jersey to Silver Summit, Utah; and Illinois routes 32 and 33.…

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How Effingham ranks

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#3Shortest commute in IL #14Most library borrowing in IL #55Cheapest rent in IL All IL rankings →

Town numbers

ZIP code62401

Area code217

Living in Effingham

Housing in Effingham

$237K▲ 2.8% in a year Typical home value · Zillow

The typical Effingham home is worth about $237,000, up 2.8% in a year, 20% below the Illinois typical home.

A seller's market

Buyer’sBalancedSeller’s

Days on market30

Sale-to-list99.5%

Sold in May13

Zillow Home Value Index · Redfin Data CenterHousing market →

Safety in Effingham

Safety Grade C

Effingham reports more crime per resident than most U.S. towns we grade: about 71% report less.

Violent crime per 1,000

Effingham 2.6

Illinois 2.6

U.S. 3.3

Property crime per 1,000

Effingham 15.1

Illinois 15.6

U.S. 15.5

FBI crime data, 2025 · crimes reported to policeCrime & safety →

Work & commute in Effingham

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48% of Effingham’s working residents work right in town. The top destinations are Teutopolis (5%), Springfield (4%) and Mattoon (2%). Half commute less than 3 miles.

Teutopolis

Springfield

Mattoon

Chicago

48%Work in townlive and work in Effingham 3 miWhere do people commute?the commute map 15,619Jobs based herea job hub

Census LEHD 2023 · ACSWork & commute in Effingham →

Health in Effingham

B⁻

Health Grade B−

Healthier than 51% of U.S. towns on seven CDC estimates.

Compared with Illinois

2better than IL·8worse

of 32 measures CDC estimates. The other 22 are too close to call.

Conditions 6▼ 6 close Habits 1▼ 3 close Care 1▲ 6 close Mind 1▼ 4 close Everyday needs 1▲ 3 close

BetterToo close to callWorse

What stands out

8.2%Fewer uninsured adultsIL 9.9% · better 11.1%Fewer adults facing housing insecurityIL 13.2% · better 15%More older adults who have lost all their teethIL 10.3% · worse

Care nearby

St. Anthonys Memorial HospitalEffingham · 0.4 mi · ER

Sihf Healthcare - EffinghamEffingham · 0.6 mi · sliding-scale fees

Primary careShortage · county-wide

DentalNo shortage

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Effingham · CMS · HRSAHealth in Effingham →

Natural hazards in Effingham

Low

Expected storm and flood damage is higher than in 30% of U.S. communities.

🏚️ Earthquakes🌊 Inland flooding🌪️ Tornadoes

1Does Effingham flood?paid flood claims since 2019 2Disasters that paid out herefederal disasters sent FEMA money to Effingham MapEffingham vs. its neighborsnearby towns shaded by rating

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Effingham →

Climate in Effingham

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Effingham has chilly winters and warm summers. A typical July afternoon reaches 87°, a January night drops to 21°, and about 15 inches of snow falls in a normal winter.

40° / 24°Winter

64° / 44°Spring

85° / 64°Summer

67° / 45°Fall