Natural hazards · Dry Grove

Dry Grove, IL natural hazards

Most of the natural-hazard damage FEMA expects in Dry Grove comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dry Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dry Grove to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves28%Tornadoes12%Earthquakes6%Everything else14%

By hazard

What Dry Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 78 years in the area

Earthquakes

6% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dry Grove flood?

Every paid claim on a federal flood insurance policy in Dry Grove, from FEMA’s records.

3paid claims since 1981

$3Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dry Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLean County.

Disasters that hit Dry Grove

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dry Grove itself: aid to households, or repair grants to the Township of Dry Grove.

Brought FEMA money into Dry GroveDeclared for McLean County only

2011

Severe Winter Storm and Snowstorm

$7K to the Township of Dry Grove for repairs

2000

Illinois Winter Snow Storms

$3K to the Township of Dry Grove for repairs

1999

Il-Winter Storm 1/1/99

$5K to the Township of Dry Grove for repairs

McLean County has had 9 natural disasters declared since 1953, most often winter storms and ice storms.

Around Dry Grove

Dry Grove and the towns around it

Very lowLowModerateHighVery high

White Oakmostly inland floodingModerate

Danversmostly inland floodingModerate

Dalemostly inland floodingModerate

Twin Grovemostly inland floodingModerate

Normalmostly inland floodingModerate

Bloomingtonmostly inland floodingModerate

Bloomington Citymostly inland floodingModerate

Dry Grovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dry Grove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dry Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Dry Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dry Grove total about $672K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.