Natural hazards · Danvers

Danvers, IL natural hazards

Most of the natural-hazard damage FEMA expects in Danvers comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2006. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danvers?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danvers to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves29%Drought14%Tornadoes8%Everything else10%

By hazard

What Danvers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Cold waves

29% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Drought

14% of expected damage

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 11 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danvers flood?

Every paid claim on a federal flood insurance policy in Danvers, from FEMA’s records.

1paid claims since 2006

$8Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Danvers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLean County.

Disasters that hit Danvers

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Danvers itself: aid to households, or repair grants to the Township of Danvers.

Brought FEMA money into DanversDeclared for McLean County only

2011

Severe Winter Storm and Snowstorm

$9K to the Township of Danvers for repairs

McLean County has had 9 natural disasters declared since 1953, most often winter storms and ice storms.

Around Danvers

Danvers and the towns around it

Very lowLowModerateHighVery high

Danversmostly inland floodingModerate

Montgomerymostly inland floodingModerate

Mackinawmostly inland floodingModerate

Allinmostly inland floodingModerate

Dry Grovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danvers covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Danvers’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Danvers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Danvers total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.