Cairo, IL natural hazards
Most of the natural-hazard damage FEMA expects in Cairo comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 51 claims here since 1979. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Cairo?
FEMA expects yearly storm and flood damage to homes and buildings in Cairo to be higher than in 90% of U.S. communities, mostly from earthquakes.
What Cairo faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Inland flooding
Tornadoes
Lower here
Not a risk here
Does Cairo flood?
Every paid claim on a federal flood insurance policy in Cairo, from FEMA’s records.
Biggest named events
- Mid-spring storms: 18 claims, $73K
- March storm: 5 claims, $18K
- Early winter storms: 1 claim, $9K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Cairo itself: aid to households, or repair grants to the City of Cairo.
Severe Storms and Flooding
Severe Storms and Flooding
Severe Winter Storm
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes and Flooding
How to read this page
FEMA’s expected losses across Cairo total about $1.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.