Natural hazards · Braceville

Braceville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Braceville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2013. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Braceville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Braceville to be higher than in 76% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves37%Tornadoes9%Everything else6%

By hazard

What Braceville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Cold waves

37% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 28 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Braceville flood?

Every paid claim on a federal flood insurance policy in Braceville, from FEMA’s records.

2paid claims since 2013

$61Kpaid to owners

1homes flooded more than once

20132026

Biggest named events

Mid-spring storms: 1 claim, $26K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Braceville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grundy County.

Disasters that hit Braceville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Braceville itself: aid to households, or repair grants to the Village of Braceville.

Brought FEMA money into BracevilleDeclared for Grundy County only

2013

Severe Storms, Straight-Line Winds, and Flooding

6 households applied for aid $5K aid approved

2011

Severe Winter Storm and Snowstorm

$3K to the Village of Braceville for repairs

2008

Severe Storms and Flooding

2 households applied for aid $22K aid approved

1999

Il-Winter Storm 1/1/99

$1K to the Village of Braceville for repairs

Grundy County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Braceville

Braceville and the towns around it

Very lowLowModerateHighVery high

Bracevillemostly inland floodingHigh

Godleymostly inland floodingLow

Braidwoodmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Braceville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Braceville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Braceville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.