Natural hazards · Godley

Godley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Godley comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Godley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Godley to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes22%Cold waves22%Everything else7%

By hazard

What Godley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 79 years in the area

Cold waves

22% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Godley flood?

FEMA's records show no paid flood insurance claims in Godley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Godley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Will County.

Disasters that hit Godley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Godley itself: aid to households, or repair grants to the Village of Godley.

Brought FEMA money into GodleyDeclared for Will County only

1999

Il-Winter Storm 1/1/99

$1K to the Village of Godley for repairs

Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Godley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Godley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Godley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.