Natural hazards · Artesia

Artesia, IL natural hazards

Most of the natural-hazard damage FEMA expects in Artesia comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Artesia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Artesia to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves34%Tornadoes7%Everything else11%

By hazard

What Artesia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

34% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Artesia flood?

FEMA's records show no paid flood insurance claims in Artesia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Artesia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iroquois County.

Disasters that hit Artesia

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Artesia itself: aid to households, or repair grants to the Township of Artesia.

Brought FEMA money into ArtesiaDeclared for Iroquois County only

1999

Il-Winter Storm 1/1/99

$5K to the Township of Artesia for repairs

Iroquois County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

Around Artesia

Artesia and the towns around it

Very lowLowModerateHighVery high

Pigeon Grovemostly inland floodingHigh

Ash Grovemostly inland floodingHigh

Artesiamostly inland floodingModerate

Lodamostly inland floodingModerate

Onargamostly inland floodingModerate

Lymanmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Artesia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Artesia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Artesia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Artesia total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.