Natural hazards · Payette

Payette, ID natural hazards

Most of the natural-hazard damage FEMA expects in Payette comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Payette?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Payette to be higher than in 65% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding65%Wildfire20%Everything else15%

By hazard

What Payette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 4 years in the area

Wildfire

20% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Payette flood?

Every paid claim on a federal flood insurance policy in Payette, from FEMA’s records.

2paid claims since 1997

$10Kpaid to owners

0homes flooded more than once

19972026

of all homes
are insured

No community discount. Payette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Payette County.

Disasters that hit Payette

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Payette itself: aid to households, or repair grants to the City of Payette.

Brought FEMA money into PayetteDeclared for Payette County only

2010

Severe Storms and Flooding

$77K to the City of Payette for repairs

Payette County has had 4 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Payette is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Payette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Payette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.