Natural hazards · Middleton

Middleton, ID natural hazards

Most of the natural-hazard damage FEMA expects in Middleton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Middleton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middleton to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding81%Heat waves6%Everything else13%

By hazard

What Middleton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 3 years in the area

Heat waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Middleton flood?

Every paid claim on a federal flood insurance policy in Middleton, from FEMA’s records.

8paid claims since 1979

$37Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Middleton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Canyon County.

Disasters that hit Middleton

Federal disasters declared here

None of the disasters declared for Canyon County shows FEMA aid or repair money reaching Middleton itself in FEMA’s records.

Brought FEMA money into MiddletonDeclared for Canyon County only

Canyon County has had 2 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middleton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Middleton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Middleton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Middleton total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.