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Natural hazards · Elk River

Elk River, ID natural hazards

Most of the natural-hazard damage FEMA expects in Elk River comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Elk River?

92
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elk River to be higher than in 92% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire45%Inland flooding37%Avalanches11%Landslides5%Everything else2%
By hazard

What Elk River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

45% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

37% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 4 years in the area

Avalanches

11% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 30 years in the area

Landslides

5% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Elk River flood?

FEMA's records show no paid flood insurance claims in Elk River.

of all homes
are insured
No community discount. Elk River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clearwater County.

What’s been done with FEMA grants

1buildings floodproofed
Disasters that hit Elk River

Federal disasters declared here

None of the disasters declared for Clearwater County shows FEMA aid or repair money reaching Elk River itself in FEMA’s records.

Brought FEMA money into Elk RiverDeclared for Clearwater County only
Clearwater County has had 13 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elk River is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Elk River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Elk River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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