Oelwein, IA natural hazards
Most of the natural-hazard damage FEMA expects in Oelwein comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 40 claims here since 1979. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Oelwein?
FEMA expects yearly storm and flood damage to homes and buildings in Oelwein to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.
What Oelwein faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Cold waves
Strong wind
Lower here
Not a risk here
Does Oelwein flood?
Every paid claim on a federal flood insurance policy in Oelwein, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Oelwein itself: aid to households, or repair grants to the City of Oelwein.
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms and Flooding
Severe Storms, Flooding, and Tornadoes
Severe Storms, Tornadoes, and Flooding
Severe Winter Storms
Severe Storms, Tornadoes, and Flooding
Severe Storms, Flooding, and Tornadoes
How to read this page
FEMA’s expected losses across Oelwein total about $2.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.