Natural hazards · Mona

Mona, IA natural hazards

Most of the natural-hazard damage FEMA expects in Mona comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mona?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mona to be higher than in 82% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding41%Strong wind28%Drought15%Tornadoes8%Everything else7%

By hazard

What Mona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Strong wind

28% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Drought

15% of expected damage

Recorded about 22 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mona flood?

FEMA's records show no paid flood insurance claims in Mona.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mitchell County.

Disasters that hit Mona

Federal disasters declared here

None of the disasters declared for Mitchell County shows FEMA aid or repair money reaching Mona itself in FEMA’s records.

Brought FEMA money into MonaDeclared for Mitchell County only

Mitchell County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mona is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mona’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.