Natural hazards · Adair

Adair, IA natural hazards

Most of the natural-hazard damage FEMA expects in Adair comes from cold waves, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adair?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adair to be higher than in 56% of U.S. communities, mostly from cold waves and drought.

Cold waves33%Drought23%Inland flooding17%Tornadoes11%Hail6%Strong wind6%Everything else4%

By hazard

What Adair faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 5 times a year in the area

Drought

23% of expected damage

Recorded about 11 times a year in the area

Inland flooding

17% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Hail

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adair flood?

FEMA's records show no paid flood insurance claims in Adair.

Disasters that hit Adair

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Adair itself: aid to households, or repair grants to the City of Adair.

Brought FEMA money into AdairDeclared for Adair County only

2024

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $8K aid approved

2010

Severe Winter Storm

$11K to the City of Adair for repairs

2008

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $38K aid approved $2.2M to the City of Adair for repairs

2007

Snow

$12K to the City of Adair for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Adair County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adair is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Adair’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Adair. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Adair, IA natural hazards

How exposed is Adair?

What Adair faces

Cold waves

Drought

Inland flooding

Tornadoes

Hail

Strong wind

Lower here

Not a risk here

Does Adair flood?

5 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Winter Storm

Severe Storms, Tornadoes, and Flooding

Snow

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby