TownTapestry
Sign inJoin
VolcanoGood night
Natural hazards · Volcano

Volcano, HI natural hazards

Most of the natural-hazard damage FEMA expects in Volcano comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Volcano?

100
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Volcano to be higher than in 100% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding48%Earthquakes40%Volcanic activity9%Everything else4%
By hazard

What Volcano faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

40% of expected damage
Well above average · among the top 1% of U.S. places

Volcanic activity

9% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

HurricanesTornadoesHailWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherCold wavesHeat wavesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Volcano flood?

FEMA's records show no paid flood insurance claims in Volcano.

of all homes
are insured
No community discount. Volcano isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hawaii County.
Disasters that hit Volcano

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Volcano itself: aid to households, or repair grants to Volcano.

Brought FEMA money into VolcanoDeclared for Hawaii County only
2026

Severe Storms, Flooding, Landslides, and Mudslides

41 households applied for aid $210K aid approved
2018

Kilauea Volcanic Eruption and Earthquakes

106 households applied for aid $17K aid approved
2006

Earthquake

5 households applied for aid $3K aid approved
Hawaii County has had 29 natural disasters declared since 1953, most often fires and hurricanes.
Around Volcano

Volcano and the towns around it

Volcano Golf Course: Very high, mostly inland floodingMauna Loa Estates: Very high, mostly inland floodingMountain View: Very high, mostly inland floodingFern Forest: Very high, mostly inland floodingKurtistown: Very high, mostly inland floodingEden Roc: Very high, mostly inland floodingFern Acres: Very high, mostly inland floodingHawaiian Acres: Very high, mostly inland floodingVolcano: Very high, mostly inland flooding VolcanoVolcano Golf CourseMauna Loa EstatesMountain View
Very lowLowModerateHighVery high
Volcanomostly inland floodingVery high
Volcano Golf Coursemostly inland floodingVery high
Mauna Loa Estatesmostly inland floodingVery high
Mountain Viewmostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Volcano is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Volcano’s own flood-insurance community; household aid to the registrant’s city; repair grants to Volcano. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Volcano, HIView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Volcano is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
Open detailed map