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Natural hazards · Mountain View

Mountain View, HI natural hazards

Most of the natural-hazard damage FEMA expects in Mountain View comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mountain View?

100
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mountain View to be higher than in 100% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding48%Earthquakes40%Volcanic activity9%Everything else4%
By hazard

What Mountain View faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

40% of expected damage
Well above average · among the top 1% of U.S. places

Volcanic activity

9% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

HurricanesTornadoesHailWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherCold wavesHeat wavesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mountain View flood?

FEMA's records show no paid flood insurance claims in Mountain View.

of all homes
are insured
No community discount. Mountain View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hawaii County.
Disasters that hit Mountain View

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mountain View itself: aid to households, or repair grants to Mountain View.

Brought FEMA money into Mountain ViewDeclared for Hawaii County only
2026

Earthquake

4 households applied for aid $1K aid approved
2026

Severe Storms, Flooding, Landslides, and Mudslides

99 households applied for aid $710K aid approved
2018

Kilauea Volcanic Eruption and Earthquakes

59 households applied for aid $15K aid approved
2006

Earthquake

26 households applied for aid $27K aid approved
Hawaii County has had 29 natural disasters declared since 1953, most often fires and hurricanes.
Around Mountain View

Mountain View and the towns around it

Fern Forest: Very high, mostly inland floodingKurtistown: Very high, mostly inland floodingEden Roc: Very high, mostly inland floodingFern Acres: Very high, mostly inland floodingHawaiian Acres: Very high, mostly inland floodingVolcano: Very high, mostly inland floodingRoyal Hawaiian Estates: Very high, mostly inland floodingKeaau: Very high, mostly inland floodingOrchidlands Estates: Very high, mostly inland floodingTiki Gardens: Very high, mostly inland floodingAinaloa: Very high, mostly inland floodingVolcano Golf Course: Very high, mostly inland floodingMauna Loa Estates: Very high, mostly inland floodingMountain View: Very high, mostly inland flooding Mountain ViewFern ForestKurtistownEden RocFern AcresHawaiian AcresVolcano
Very lowLowModerateHighVery high
Mountain Viewmostly inland floodingVery high
Fern Forestmostly inland floodingVery high
Kurtistownmostly inland floodingVery high
Eden Rocmostly inland floodingVery high
Fern Acresmostly inland floodingVery high
Hawaiian Acresmostly inland floodingVery high
Volcanomostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mountain View is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mountain View’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mountain View. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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