Natural hazards · Kaneohe

Kaneohe, HI natural hazards

Most of the natural-hazard damage FEMA expects in Kaneohe comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 26 claims here since 1980. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kaneohe?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kaneohe to be higher than in 71% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding71%Earthquakes18%Everything else11%
By hazard

What Kaneohe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

18% of expected damage
Well above average · higher than 81% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWildfireLandslidesStrong windLightningTsunamis

Not a risk here

Winter weatherCold wavesHeat wavesDroughtAvalanchesVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kaneohe flood?

Every paid claim on a federal flood insurance policy in Kaneohe, from FEMA’s records.

26paid claims since 1980
$458Kpaid to owners
0homes flooded more than once
19802026

Biggest named events

  • 2026-03-KonaStorm: 1 claim, $30K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Kaneohe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Honolulu County.
Disasters that hit Kaneohe

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kaneohe itself: aid to households, or repair grants to Kaneohe.

Brought FEMA money into KaneoheDeclared for Honolulu County only
2026

Severe Storms, Flooding, Landslides, and Mudslides

69 households applied for aid $445K aid approved
2018

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid
2008

Severe Storms and Flooding

12 households applied for aid $34K aid approved
2006

Severe Storms, Flooding, Landslides, and Mudslides

45 households applied for aid $77K aid approved
Honolulu County has had 22 natural disasters declared since 1953, most often floods and hurricanes.
Around Kaneohe

Kaneohe and the towns around it

Heeia: High, mostly inland floodingKaneohe Base: High, mostly inland floodingKailua: Very high, mostly inland floodingAhuimanu: Very high, mostly inland floodingWaimanalo: High, mostly inland floodingMaunawili: High, mostly inland floodingKaneohe: High, mostly inland flooding KaneoheHeeiaKaneohe BaseKailua
Very lowLowModerateHighVery high
Kailuamostly inland floodingVery high
Heeiamostly inland floodingHigh
Kaneohe Basemostly inland floodingHigh
Kaneohemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kaneohe covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Kaneohe’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Kaneohe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kaneohe total about $9.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Kaneohe, HIView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Kaneohe is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01