Heeia’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Heeia comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 1980.
What stands out about Heeia’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Heeia?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 78% of U.S. communities, mostly from inland flooding.
Calmer than 146 of the 163 Hawaii towns we cover.
Heeia covers 3 census tracts, combined by population.
What Heeia faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Earthquakes
Wildfire
Does Heeia flood? Sometimes: 15 flood claims since 1980
Every paid claim on a federal flood insurance policy in Heeia, from FEMA’s records.
- The 2026-03-KonaStorm4 claims · $102K
Heeia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Honolulu County.Federal disasters declared here
None of the disasters declared for Honolulu County shows FEMA aid or repair money reaching Heeia itself in FEMA’s records.
Honolulu County has had 22 natural disasters declared since 1953, most often floods and hurricanes.
Get ready for what Heeia actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Heeia and its neighbors
Heeia ranks 2nd calmest of 3 towns around it. Tap a town to see its hazards.
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in August–October
The month each of Honolulu County’s 22 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Heeia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Heeia.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Heeia, expected losses total about $3.6M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Heeia.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.