Natural hazards · Oakwood

Oakwood, GA natural hazards

Most of the natural-hazard damage FEMA expects in Oakwood comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakwood?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakwood to be higher than in 14% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes25%Cold waves13%Earthquakes6%Everything else13%

By hazard

What Oakwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 80% of U.S. places

Cold waves

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakwood flood?

FEMA's records show no paid flood insurance claims in Oakwood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hall County.

Disasters that hit Oakwood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oakwood itself: aid to households, or repair grants to the City of Oakwood.

Brought FEMA money into OakwoodDeclared for Hall County only

2015

Severe Winter Storm

$12K to the City of Oakwood for repairs

Hall County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Oakwood

Oakwood and the towns around it

Very lowLowModerateHighVery high

Flowery Branchmostly inland floodingLow

Gainesvillemostly inland floodingLow

Oakwoodmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oakwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.