Natural hazards · Flowery Branch

Flowery Branch, GA natural hazards

Most of the natural-hazard damage FEMA expects in Flowery Branch comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Flowery Branch?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flowery Branch to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes20%Cold waves11%Everything else14%
By hazard

What Flowery Branch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once a year in the area

Tornadoes

20% of expected damage
Well above average · higher than 80% of U.S. places

Cold waves

11% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Flowery Branch flood?

FEMA's records show no paid flood insurance claims in Flowery Branch.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Flowery Branch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hall County.
Disasters that hit Flowery Branch

Federal disasters declared here

None of the disasters declared for Hall County shows FEMA aid or repair money reaching Flowery Branch itself in FEMA’s records.

Brought FEMA money into Flowery BranchDeclared for Hall County only
Hall County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Flowery Branch

Flowery Branch and the towns around it

Oakwood: Very low, mostly inland floodingBuford: Very low, mostly inland floodingGainesville: Low, mostly inland floodingSugar Hill: Low, mostly inland floodingFlowery Branch: Low, mostly inland flooding Flowery BranchOakwoodBuford
Very lowLowModerateHighVery high
Flowery Branchmostly inland floodingLow
Bufordmostly inland floodingVery low
Oakwoodmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flowery Branch covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Flowery Branch’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Flowery Branch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Flowery Branch total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01