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Natural hazards · Monticello

Monticello, GA natural hazards

Most of the natural-hazard damage FEMA expects in Monticello comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Monticello?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monticello to be higher than in 10% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes16%Earthquakes7%Strong wind6%Heat waves5%Everything else12%
By hazard

What Monticello faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Well below average · higher than 16% of U.S. places
Recorded about once every 5 years in the area

Tornadoes

16% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 52 years in the area

Earthquakes

7% of expected damage
Above average · higher than 59% of U.S. places

Strong wind

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 2 times a year in the area

Heat waves

5% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Monticello flood?

FEMA's records show no paid flood insurance claims in Monticello.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Monticello isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jasper County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Monticello

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monticello itself: aid to households, or repair grants to the City of Monticello.

Brought FEMA money into MonticelloDeclared for Jasper County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

81 households applied for aid $19K aid approved
2017

Hurricane Irma

$78K to the City of Monticello for repairs
2014

Severe Winter Storm

$40K to the City of Monticello for repairs
2004

Tropical Storm Frances

$19K to the City of Monticello for repairs
2000

Severe Winter Storm

$12K to the City of Monticello for repairs
Jasper County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monticello is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Monticello’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Monticello. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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