Natural hazards · LaGrange

LaGrange, GA natural hazards

Most of the natural-hazard damage FEMA expects in LaGrange comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 27 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is LaGrange?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in LaGrange to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes16%Hurricanes6%Cold waves6%Earthquakes5%Everything else14%

By hazard

What LaGrange faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 78% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 11 years in the area

Cold waves

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

5% of expected damage

Above average · higher than 53% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does LaGrange flood?

Every paid claim on a federal flood insurance policy in LaGrange, from FEMA’s records.

27paid claims since 1982

$619Kpaid to owners

5homes flooded more than once

19822026

Biggest named events

Early winter storms: 9 claims, $172K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. LaGrange isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Troup County.

Disasters that hit LaGrange

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in LaGrange itself: aid to households, or repair grants to the City of LaGrange.

Brought FEMA money into LaGrangeDeclared for Troup County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

555 households applied for aid $87K aid approved $422K to the City of LaGrange for repairs

2015

Severe Storms and Flooding

$104K to the City of LaGrange for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

172 households applied for aid $145K aid approved

Troup County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. LaGrange covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to LaGrange’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of LaGrange. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across LaGrange total about $6.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.