Natural hazards · Hiram

Hiram, GA natural hazards

Most of the natural-hazard damage FEMA expects in Hiram comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2009. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hiram?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hiram to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes24%Cold waves10%Earthquakes5%Everything else11%

By hazard

What Hiram faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 89% of U.S. places

Cold waves

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Earthquakes

5% of expected damage

Above average · higher than 62% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hiram flood?

Every paid claim on a federal flood insurance policy in Hiram, from FEMA’s records.

1paid claims since 2009

$30Kpaid to owners

0homes flooded more than once

20092026

Biggest named events

Late summer storms: 1 claim, $30K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hiram isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Paulding County.

Disasters that hit Hiram

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hiram itself: aid to households, or repair grants to the City of Hiram.

Brought FEMA money into HiramDeclared for Paulding County only

2009

Severe Storms and Flooding

485 households applied for aid $778K aid approved $31K to the City of Hiram for repairs

Paulding County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Hiram

Hiram and the towns around it

Very lowLowModerateHighVery high

Powder Springsmostly inland floodingModerate

Hirammostly inland floodingLow

Dallasmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hiram covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hiram’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hiram. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hiram total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.