Natural hazards · Dallas

Dallas, GA natural hazards

Most of the natural-hazard damage FEMA expects in Dallas comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2009. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dallas?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dallas to be higher than in 7% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes34%Cold waves9%Earthquakes7%Everything else12%

By hazard

What Dallas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

34% of expected damage

Well above average · higher than 93% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dallas flood?

Every paid claim on a federal flood insurance policy in Dallas, from FEMA’s records.

2paid claims since 2009

$29Kpaid to owners

0homes flooded more than once

20092026

Biggest named events

Late summer storms: 1 claim, $25K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dallas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Paulding County.

Disasters that hit Dallas

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Dallas itself: aid to households, or repair grants to the City of Dallas.

Brought FEMA money into DallasDeclared for Paulding County only

2009

Severe Storms and Flooding

749 households applied for aid $667K aid approved $154K to the City of Dallas for repairs

Paulding County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dallas covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dallas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dallas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dallas total about $984K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.