Natural hazards · Cartersville

Cartersville, GA natural hazards

Most of the natural-hazard damage FEMA expects in Cartersville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 2001. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cartersville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cartersville to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes23%Earthquakes12%Cold waves7%Everything else9%

By hazard

What Cartersville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 95% of U.S. places

Earthquakes

12% of expected damage

Well above average · higher than 76% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cartersville flood?

Every paid claim on a federal flood insurance policy in Cartersville, from FEMA’s records.

11paid claims since 2001

$233Kpaid to owners

2homes flooded more than once

20012026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Cartersville is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Bartow County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Cartersville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cartersville itself: aid to households, or repair grants to the City of Cartersville.

Brought FEMA money into CartersvilleDeclared for Bartow County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

167 households applied for aid $259K aid approved

2009

Severe Storms and Flooding

48 households applied for aid $34K aid approved

2008

Severe Storms and Tornadoes

39 households applied for aid $17K aid approved

Bartow County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cartersville covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Cartersville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cartersville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cartersville total about $6.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.