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Natural hazards · Yalaha

Yalaha, FL natural hazards

Most of the natural-hazard damage FEMA expects in Yalaha comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2024. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Yalaha?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yalaha to be higher than in 58% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding48%Hurricanes20%Tornadoes15%Strong wind6%Everything else10%
By hazard

What Yalaha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 61% of U.S. places
Recorded about once every 4 years in the area

Hurricanes

20% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

15% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 45 years in the area

Strong wind

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once a year in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Yalaha flood?

Every paid claim on a federal flood insurance policy in Yalaha, from FEMA’s records.

1paid claims since 2024
$101Kpaid to owners
0homes flooded more than once
20242026

Biggest named events

  • Hurricane Milton: 1 claim, $101K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Yalaha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Yalaha

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yalaha itself: aid to households, or repair grants to Yalaha.

Brought FEMA money into YalahaDeclared for Lake County only
2024

Hurricane Milton

138 households applied for aid $99K aid approved
2022

Hurricane Nicole

1 household applied for aid
2022

Hurricane Ian

27 households applied for aid $24K aid approved
2017

Hurricane Irma

177 households applied for aid $50K aid approved
2004

Hurricane Jeanne

48 households applied for aid $50K aid approved
2004

Hurricane Frances

40 households applied for aid $17K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

1 household applied for aid
Lake County has had 29 natural disasters declared since 1953, most often hurricanes and freezes.
Around Yalaha

Yalaha and the towns around it

Leesburg: Low, mostly inland floodingHowey-in-the-Hills: High, mostly inland floodingSilver Lake: Low, mostly inland floodingFruitland Park: Moderate, mostly inland floodingWildwood: High, mostly hurricanesGroveland: High, mostly inland floodingLisbon: High, mostly inland floodingYalaha: Moderate, mostly inland flooding YalahaLeesburgHowey-in-the-Hills
Very lowLowModerateHighVery high
Howey-in-the-Hillsmostly inland floodingHigh
Yalahamostly inland floodingModerate
Leesburgmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yalaha covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Yalaha’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Yalaha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yalaha total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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