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Natural hazards · Leesburg

Leesburg, FL natural hazards

Most of the natural-hazard damage FEMA expects in Leesburg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1997. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Leesburg?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leesburg to be higher than in 33% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding42%Hurricanes25%Tornadoes20%Strong wind7%Everything else6%
By hazard

What Leesburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about once every 4 years in the area

Hurricanes

25% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

20% of expected damage
Well above average · higher than 79% of U.S. places

Strong wind

7% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once a year in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Leesburg flood?

Every paid claim on a federal flood insurance policy in Leesburg, from FEMA’s records.

7paid claims since 1997
$67Kpaid to owners
1homes flooded more than once
19972026

Biggest named events

  • Hurricane Irma: 2 claims, $35K
  • Hurricane Milton: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Leesburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.

What’s been done with FEMA grants

9buildings retrofitted against wind
1storm safe rooms built
Disasters that hit Leesburg

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leesburg itself: aid to households, or repair grants to the City of Leesburg.

Brought FEMA money into LeesburgDeclared for Lake County only
2024

Hurricane Milton

4,665 households applied for aid $3.7M aid approved $2.3M to the City of Leesburg for repairs
2023

Hurricane Idalia

$111K to the City of Leesburg for repairs
2022

Hurricane Nicole

84 households applied for aid $27K aid approved
2022

Hurricane Ian

1,832 households applied for aid $741K aid approved $628K to the City of Leesburg for repairs
2017

Hurricane Irma

6,145 households applied for aid $1.9M aid approved $1.6M to the City of Leesburg for repairs
2016

Hurricane Matthew

$74K to the City of Leesburg for repairs
2008

Tropical Storm Fay

20 households applied for aid $14K aid approved $19K to the City of Leesburg for repairs
2007

Severe Storms and Tornadoes

8 households applied for aid $968 aid approved
2004

Hurricane Jeanne

1,044 households applied for aid $1.1M aid approved $386K to the City of Leesburg for repairs
2004

Hurricane Ivan

31 households applied for aid $2K aid approved
2004

Hurricane Frances

799 households applied for aid $732K aid approved $1.3M to the City of Leesburg for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

101 households applied for aid $123K aid approved $18K to the City of Leesburg for repairs
Lake County has had 29 natural disasters declared since 1953, most often hurricanes and freezes.
Around Leesburg

Leesburg and the towns around it

Silver Lake: Low, mostly inland floodingYalaha: Moderate, mostly inland floodingFruitland Park: Moderate, mostly inland floodingWildwood: High, mostly hurricanesGroveland: High, mostly inland floodingLisbon: High, mostly inland floodingHowey-in-the-Hills: High, mostly inland floodingLady Lake: Moderate, mostly inland floodingThe Villages: High, mostly inland floodingColeman: High, mostly hurricanesMascotte: Moderate, mostly inland floodingClermont: Moderate, mostly inland floodingLeesburg: Low, mostly inland flooding LeesburgSilver LakeYalahaFruitland ParkWildwoodGrovelandLisbon
Very lowLowModerateHighVery high
Grovelandmostly inland floodingHigh
Lisbonmostly inland floodingHigh
Wildwoodmostly hurricanesHigh
Yalahamostly inland floodingModerate
Fruitland Parkmostly inland floodingModerate
Leesburgmostly inland floodingLow
Silver Lakemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leesburg covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Leesburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Leesburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Leesburg total about $5.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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