West Miami, FL natural hazards
Most of the natural-hazard damage FEMA expects in West Miami comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 54 claims here since 1991. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is West Miami?
FEMA expects yearly storm and flood damage to homes and buildings in West Miami to be higher than in 69% of U.S. communities, mostly from inland flooding and hurricanes.
What West Miami faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Lower here
Not a risk here
Does West Miami flood?
Every paid claim on a federal flood insurance policy in West Miami, from FEMA’s records.
Biggest named events
- Hurricane Irene: 10 claims, $344K
- Hurricane Katrina: 1 claim, $6K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times
are insured
are insured
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in West Miami itself: aid to households, or repair grants to the City of West Miami.
Hurricane Irma
Hurricane Wilma
Tropical Storm Rita
Hurricane Katrina
Hurricane Jeanne
Hurricane Frances
Severe Storms and Flooding
Fl-Hurricane Irene-Dr-Req
West Miami and the towns around it
How to read this page
FEMA’s expected losses across West Miami total about $1.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.