Valrico, FL natural hazards
Most of the natural-hazard damage FEMA expects in Valrico comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 38 claims here since 1979. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Valrico?
FEMA expects yearly storm and flood damage to homes and buildings in Valrico to be higher than in 77% of U.S. communities, mostly from inland flooding and hurricanes.
What Valrico faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Tornadoes
Cold waves
Lower here
Not a risk here
Does Valrico flood?
Every paid claim on a federal flood insurance policy in Valrico, from FEMA’s records.
Biggest named events
- Hurricane Milton: 18 claims, $1.5M
- Hurricane Irma: 7 claims, $496K
- Hurricane Debby: 3 claims, $504K
are insured
are insured
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Valrico itself: aid to households, or repair grants to Valrico.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Ian
Hurricane Irma
Hurricane Hermine
Tropical Storm Debby
Hurricane Jeanne
Hurricane Frances
Valrico and the towns around it
How to read this page
FEMA’s expected losses across Valrico total about $14.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.