Natural hazards · Fish Hawk

Fish Hawk, FL natural hazards

Most of the natural-hazard damage FEMA expects in Fish Hawk comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2017. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fish Hawk?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fish Hawk to be higher than in 75% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding42%Hurricanes28%Tornadoes13%Cold waves9%Everything else8%

By hazard

What Fish Hawk faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

28% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

13% of expected damage

Above average · higher than 68% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingHailHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fish Hawk flood?

Every paid claim on a federal flood insurance policy in Fish Hawk, from FEMA’s records.

3paid claims since 2017

$15Kpaid to owners

0homes flooded more than once

20172026

Biggest named events

Hurricane Debby: 2 claims, $14K
Hurricane Irma: 1 claim, $613

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fish Hawk isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hillsborough County.

Disasters that hit Fish Hawk

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fish Hawk itself: aid to households, or repair grants to Fish Hawk.

Brought FEMA money into Fish HawkDeclared for Hillsborough County only

2017

Hurricane Irma

1 household applied for aid $2K aid approved

Hillsborough County has had 41 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Fish Hawk

Fish Hawk and the towns around it

Very lowLowModerateHighVery high

Valricomostly inland floodingHigh

Fish Hawkmostly inland floodingHigh

Bloomingdalemostly inland floodingHigh

Riverviewmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fish Hawk covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Fish Hawk’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Fish Hawk. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fish Hawk total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.