Natural hazards · Roseland

Roseland, FL natural hazards

Most of the natural-hazard damage FEMA expects in Roseland comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 51 claims here since 1991. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roseland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roseland to be higher than in 96% of U.S. communities, mostly from hurricanes.

Hurricanes85%Inland flooding10%Everything else5%

By hazard

What Roseland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

85% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

10% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roseland flood?

Every paid claim on a federal flood insurance policy in Roseland, from FEMA’s records.

51paid claims since 1991

$1.6Mpaid to owners

0homes flooded more than once

19912026

Biggest named events

Hurricane Jeanne: 26 claims, $1.2M
Hurricane Frances: 12 claims, $354K
Hurricane Irene: 2 claims, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roseland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Indian River County.

Disasters that hit Roseland

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roseland itself: aid to households, or repair grants to Roseland.

Brought FEMA money into RoselandDeclared for Indian River County only

2024

Hurricane Milton

1 household applied for aid

2017

Hurricane Irma

6 households applied for aid

2005

Hurricane Wilma

1 household applied for aid $1K aid approved

2004

Hurricane Jeanne

131 households applied for aid $214K aid approved

2004

Hurricane Ivan

1 household applied for aid

2004

Hurricane Frances

95 households applied for aid $127K aid approved

Indian River County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

Around Roseland

Roseland and the towns around it

Very lowLowModerateHighVery high

Sebastianmostly hurricanesVery high

Roselandmostly hurricanesVery high

Miccomostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roseland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roseland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Roseland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roseland total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.