Micco, FL natural hazards
Most of the natural-hazard damage FEMA expects in Micco comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 2017. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Micco?
FEMA expects yearly storm and flood damage to homes and buildings in Micco to be higher than in 93% of U.S. communities, mostly from hurricanes and inland flooding.
What Micco faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Micco flood?
Every paid claim on a federal flood insurance policy in Micco, from FEMA’s records.
Biggest named events
- Hurricane Milton: 2 claims, $63K
- Hurricane Irma: 1 claim, $19K
- Hurricane Ian: 1 claim, $579
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Micco itself: aid to households, or repair grants to Micco.
Hurricane Milton
Hurricane Nicole
Hurricane Ian
Hurricane Irma
Hurricane Matthew
Tropical Storm Fay
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Micco and the towns around it
How to read this page
FEMA’s expected losses across Micco total about $4.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.