Most affordable towns in Florida
Ranked by how many years of a typical FL household income ($74,568) it takes to buy each town's median home. Lower is easier to buy in. 630 towns with 2,500+ residents.
Live Oak ranks #38 of 630
2.1 yrs of a typical FL income buys a typical home · Visit Live Oak →
2
Zephyrhills South
0.7 yrs
$49,800 median home
3
Bushnell
0.9 yrs
$67,600 median home
How this ranking works
We divide each town’s median home value by the FL median household income ($74,568). The result is how many years of a typical paycheck it takes to buy a typical home there. Lower is more affordable. Across Florida as a whole it’s 4.8 years.
Why not each town’s own income? That would rank wealthy towns with half-million-dollar homes as “affordable” only because their residents earn so much. One shared income answers the question people actually ask: where could a typical family afford to live?
Only towns with at least 2,500 residents are ranked; Census estimates for smaller places are too uncertain. Population and income: U.S. Census Bureau American Community Survey 5-year estimates. Town photos: Wikimedia Commons, credited on each town’s page.















































































































































































































































