Punta Gorda, FL housing market
The typical Punta Gorda home is worth about $333,000, down 5.2% in a year, 11% below the Florida typical home. Homes typically sell in 98 days, below asking.
Home values, sales, trends and how Punta Gorda compares with the towns next door — updated as new data is published.
Punta Gorda at a glance
A seller's market
Supply is tight — about 3.2 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Punta Gorda | Florida |
|---|---|---|
| 2017 | $228,000 | $209,000 |
| 2018 | $239,000 | $226,000 |
| 2019 | $250,000 | $242,000 |
| 2020 | $260,000 | $253,000 |
| 2021 | $281,000 | $276,000 |
| 2022 | $370,000 | $340,000 |
| 2023 | $426,000 | $392,000 |
| 2024 | $420,000 | $402,000 |
| 2025 | $385,000 | $397,000 |
| 2026 | $335,000 | $377,000 |
| August 2026 | $333,000 | $376,000 |
122 new homes permitted in 2025
Builders were permitted 122 new homes in Punta Gorda in 2025: 82 single-family houses and 40 in buildings with two or more homes, worth about $44.6 million to build. That's 6 per 1,000 residents, slower than across Florida (8.3). Over the past 10 years, Punta Gorda has permitted 1,656 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Punta Gorda gained 2,830 residents while 1,034 new homes were permitted: about 2.7 new residents per new home. Building and growth moved roughly in step. Across Florida: 2.8 new residents per new home.
How Punta Gorda ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 81 | 73 | 8 | $32 million |
| 2025 | 122 | 82 | 40 | $44.6 million |
| 2024 | 138 | 75 | 63 | $55.5 million |
| 2023 | 145 | 69 | 76 | $56.8 million |
| 2022 | 123 | 105 | 18 | $57.2 million |
| 2021 | 471 | 146 | 325 | $113.1 million |
| 2020 | 142 | 114 | 28 | $47.6 million |
| 2019 | 85 | 81 | 4 | $33.1 million |
| 2018 | 174 | 106 | 68 | $58.1 million |
| 2017 | 135 | 123 | 12 | $41.1 million |
| 2016 | 121 | 117 | 4 | $41.3 million |
| 2015 | 184 | 132 | 52 | $48.2 million |
| 2014 | 108 | 108 | 0 | $36.4 million |
| 2013 | 92 | 88 | 4 | $28.4 million |
| 2012 | 63 | 63 | 0 | $21.2 million |
| 2011 | 32 | 28 | 4 | $10 million |
| 2010 | 40 | 40 | 0 | $12.2 million |
| 2009 | 12 | 12 | 0 | $3.8 million |
| 2008 | 94 | 22 | 72 | $14.1 million |
| 2007 | 179 | 36 | 143 | $33.7 million |
| 2006 | 241 | 67 | 174 | $52.7 million |
| 2005 | 807 | 120 | 687 | $157.5 million |
| 2004 | 355 | 124 | 231 | $50.1 million |
| 2003 | 343 | 149 | 194 | $51.1 million |
| 2002 | 349 | 192 | 157 | $43.1 million |
| 2001 | 698 | 284 | 414 | $50.8 million |
| 2000 | 332 | 290 | 42 | $38.3 million |
Punta Gorda's permit office reported 8 of 12 months in 2025; the Census estimated the rest.
How Punta Gorda ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Punta Gorda and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Punta Gorda | $333K | −5.2% | $1,590 | 122 | $85,779 |
| Charlotte Park | — | −11.8%† | $1,500 | — | $60,302 |
| Solana | — | −11.8%† | $1,500 | — | $32,484 |
| Charlotte Harbor | — | −6.9%† | $1,320 | — | $40,406 |
† FHFA price index change, where Zillow has no home value for the town.
3.9 years of income
The typical Punta Gorda home costs about 3.9 years of the town's median household income, less than across Florida (5 years).
How Punta Gorda ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,590
HUD's Fair Market Rent for a two-bedroom in Punta Gorda is $1,590 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Punta Gorda pay a median of $1,410, so moving in tends to cost more than staying put. A two-bedroom takes about 22% of the town's median household income.
Studio $1,260 · 4 bedrooms $2,500
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (33950, 33955; Punta Gorda, FL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Punta Gorda
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.