Charlotte Harbor, FL housing market
Homes typically sell in 83 days, below asking.
Home values, sales, trends and how Charlotte Harbor compares with the towns next door — updated as new data is published.
Charlotte Harbor at a glance
A buyer's market
More homes are for sale than are selling — about 8 months of supply. Buyers have room to negotiate.
Home prices up 42% in 5 years
The federal house price index for the ZIP codes around Charlotte Harbor rose 42% over the past 5 years, slower than across Florida (60%). Last year prices fell 6.9%. Carrying the Census median home value forward with that index puts the typical Charlotte Harbor home at roughly $173,000 today.
Show as a table
| Year | Change that year | Since 2000 | Florida since 2000 |
|---|---|---|---|
| 2025 | −6.9% | +203% | +264% |
| 2024 | +0.3% | +226% | +266% |
| 2023 | +1.2% | +225% | +254% |
| 2022 | +25% | +221% | +226% |
| 2021 | +20% | +156% | +163% |
| 2020 | +4.1% | +113% | +128% |
| 2019 | +6.9% | +105% | +117% |
| 2018 | +6% | +92% | +106% |
| 2017 | +11% | +81% | +90% |
| 2016 | +12% | +63% | +76% |
| 2015 | +16% | +45% | +61% |
| 2014 | +12% | +25% | +47% |
| 2013 | +3.9% | +12% | +34% |
| 2012 | +13% | +8% | +24% |
| 2011 | −15% | −4.1% | +26% |
| 2010 | +0.3% | +12% | +36% |
| 2009 | −31% | +12% | +50% |
| 2008 | −18% | +62% | +83% |
| 2007 | −15% | +96% | +117% |
| 2006 | +13% | +131% | +123% |
| 2005 | +35% | +105% | +92% |
| 2004 | +14% | +51% | +51% |
| 2003 | +9.8% | +32% | +30% |
| 2002 | +9.9% | +20% | +20% |
| 2001 | +9.6% | +9.6% | +9.7% |
| 2000 | — | — | — |
How Charlotte Harbor ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 33980, 33952, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
Charlotte Harbor and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Charlotte Harbor | — | −6.9%† | $1,320 | — | $40,406 |
| Port Charlotte | $267K | −4.6% | $1,510 | — | $63,844 |
| Punta Gorda | $333K | −5.2% | $1,590 | 122 | $85,779 |
† FHFA price index change, where Zillow has no home value for the town.
4.5 years of income
The typical Charlotte Harbor home costs about 4.5 years of the town's median household income, less than across Florida (5 years).
How Charlotte Harbor ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,320
HUD's Fair Market Rent for a two-bedroom in Charlotte Harbor is $1,320 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Charlotte Harbor pay a median of $1,316. A two-bedroom takes about 39% of the town's median household income, above the 30% guideline for affordable housing.
Studio $1,040 · 4 bedrooms $2,050
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (33952, 33980; Punta Gorda, FL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.