Natural hazards · Oakleaf Plantation

Oakleaf Plantation, FL natural hazards

Most of the natural-hazard damage FEMA expects in Oakleaf Plantation comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakleaf Plantation?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakleaf Plantation to be higher than in 65% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding65%Hurricanes16%Tornadoes10%Everything else10%

By hazard

What Oakleaf Plantation faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

16% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

10% of expected damage

Above average · higher than 56% of U.S. places

Lower here

Coastal floodingHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakleaf Plantation flood?

FEMA's records show no paid flood insurance claims in Oakleaf Plantation.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakleaf Plantation isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Oakleaf Plantation

Federal disasters declared here

None of the disasters declared for Clay County shows FEMA aid or repair money reaching Oakleaf Plantation itself in FEMA’s records.

Brought FEMA money into Oakleaf PlantationDeclared for Clay County only

Clay County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Oakleaf Plantation

Oakleaf Plantation and the towns around it

Very lowLowModerateHighVery high

Oakleaf Plantationmostly inland floodingHigh

Lakesidemostly inland floodingModerate

Jacksonvillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakleaf Plantation covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Oakleaf Plantation’s own flood-insurance community; household aid to the registrant’s city; repair grants to Oakleaf Plantation. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oakleaf Plantation total about $6.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.