Natural hazards · Lakeside

Lakeside, FL natural hazards

Most of the natural-hazard damage FEMA expects in Lakeside comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 164 claims here since 1984. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakeside?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakeside to be higher than in 59% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding61%Hurricanes17%Tornadoes10%Everything else11%

By hazard

What Lakeside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

10% of expected damage

Above average · higher than 56% of U.S. places

Lower here

Coastal floodingHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakeside flood?

Every paid claim on a federal flood insurance policy in Lakeside, from FEMA’s records.

164paid claims since 1984

$6.7Mpaid to owners

0homes flooded more than once

19842026

Biggest named events

Hurricane Irma: 84 claims, $5.4M
Tropical Storm Fay: 11 claims, $99K
Hurricane Jeanne: 8 claims, $53K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lakeside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Lakeside

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lakeside itself: aid to households, or repair grants to Lakeside.

Brought FEMA money into LakesideDeclared for Clay County only

2017

Hurricane Irma

3 households applied for aid $969 aid approved

Clay County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Lakeside

Lakeside and the towns around it

Very lowLowModerateHighVery high

Oakleaf Plantationmostly inland floodingHigh

Fleming Islandmostly inland floodingHigh

Lakesidemostly inland floodingModerate

Bellair-Meadowbrook Terracemostly inland floodingModerate

Orange Parkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakeside covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Lakeside’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lakeside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lakeside total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.