Natural hazards · McGregor

McGregor, FL natural hazards

Most of the natural-hazard damage FEMA expects in McGregor comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 692 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McGregor?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McGregor to be higher than in 83% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes73%Inland flooding19%Everything else8%

By hazard

What McGregor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

73% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

19% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McGregor flood?

Every paid claim on a federal flood insurance policy in McGregor, from FEMA’s records.

692paid claims since 1982

$91.4Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Ian: 575 claims, $83.4M
Hurricane Milton: 40 claims, $3.0M
Hurricane Helene: 37 claims, $4.2M

of homes in flood zones
are insured

of all homes
are insured

No community discount. McGregor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit McGregor

Federal disasters declared here

None of the disasters declared for Lee County shows FEMA aid or repair money reaching McGregor itself in FEMA’s records.

Brought FEMA money into McGregorDeclared for Lee County only

Lee County has had 38 natural disasters declared since 1953, most often hurricanes and fires.

Around McGregor

McGregor and the towns around it

Very lowLowModerateHighVery high

Ionamostly hurricanesVery high

Whiskey Creekmostly hurricanesVery high

Cypress Lakemostly hurricanesVery high

McGregormostly hurricanesVery high

Fort Myersmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McGregor covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to McGregor’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to McGregor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McGregor total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.