TownTapestry
Sign inJoin
MaitlandGood night
Natural hazards · Maitland

Maitland, FL natural hazards

Most of the natural-hazard damage FEMA expects in Maitland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1992. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Maitland?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maitland to be higher than in 50% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding48%Hurricanes21%Tornadoes10%Cold waves9%Strong wind8%Everything else5%
By hazard

What Maitland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Below average · higher than 47% of U.S. places
Recorded about once every 3 years in the area

Hurricanes

21% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

10% of expected damage
Above average · higher than 67% of U.S. places

Cold waves

9% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 4 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

HailHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Maitland flood?

Every paid claim on a federal flood insurance policy in Maitland, from FEMA’s records.

9paid claims since 1992
$306Kpaid to owners
0homes flooded more than once
19922026

Biggest named events

  • Hurricane Ian: 5 claims, $147K
  • Hurricane Jeanne: 1 claim, $155K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Maitland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.

What’s been done with FEMA grants

2buildings retrofitted against wind
Disasters that hit Maitland

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maitland itself: aid to households, or repair grants to the City of Maitland.

Brought FEMA money into MaitlandDeclared for Orange County only
2024

Hurricane Milton

503 households applied for aid $224K aid approved $91K to the City of Maitland for repairs
2022

Hurricane Nicole

$45K to the City of Maitland for repairs
2022

Hurricane Ian

907 households applied for aid $728K aid approved $410K to the City of Maitland for repairs
2017

Hurricane Irma

2,249 households applied for aid $795K aid approved $1.9M to the City of Maitland for repairs
2016

Hurricane Matthew

4 households applied for aid $4K aid approved $69K to the City of Maitland for repairs
2008

Tropical Storm Fay

4 households applied for aid
2004

Hurricane Jeanne

308 households applied for aid $224K aid approved $664K to the City of Maitland for repairs
2004

Hurricane Ivan

10 households applied for aid
2004

Hurricane Frances

403 households applied for aid $345K aid approved $1.2M to the City of Maitland for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

714 households applied for aid $365K aid approved $2.2M to the City of Maitland for repairs
1999

Fl-Hurricane Irene-Dr-Req

$3K to the City of Maitland for repairs
Orange County has had 30 natural disasters declared since 1953, most often hurricanes and fires.
Around Maitland

Maitland and the towns around it

Eatonville: Low, mostly inland floodingWinter Park: Moderate, mostly inland floodingAltamonte Springs: Moderate, mostly inland floodingFern Park: Low, mostly inland floodingFairview Shores: Low, mostly inland floodingOrlando: Moderate, mostly inland floodingForest City: Low, mostly inland floodingWekiwa Springs: Moderate, mostly inland floodingCasselberry: Moderate, mostly inland floodingLockhart: Moderate, mostly inland floodingMaitland: Moderate, mostly inland flooding MaitlandEatonvilleWinter ParkAltamonte SpringsFern Park
Very lowLowModerateHighVery high
Altamonte Springsmostly inland floodingModerate
Maitlandmostly inland floodingModerate
Winter Parkmostly inland floodingModerate
Fern Parkmostly inland floodingLow
Eatonvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maitland covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Maitland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maitland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maitland total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Maitland, FLView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Maitland is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map