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Natural hazards · Eatonville

Eatonville, FL natural hazards

Most of the natural-hazard damage FEMA expects in Eatonville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1994. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eatonville?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eatonville to be higher than in 31% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding35%Hurricanes24%Cold waves14%Tornadoes13%Strong wind9%Everything else6%
By hazard

What Eatonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage
Well below average · higher than 15% of U.S. places
Recorded about once every 3 years in the area

Hurricanes

24% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 4 years in the area

Cold waves

14% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

13% of expected damage
Above average · higher than 67% of U.S. places

Strong wind

9% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

HailHeat wavesWildfireEarthquakesLightning

Not a risk here

Coastal floodingIce stormsWinter weatherLandslidesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eatonville flood?

Every paid claim on a federal flood insurance policy in Eatonville, from FEMA’s records.

8paid claims since 1994
$153Kpaid to owners
1homes flooded more than once
19942026

Biggest named events

  • Hurricane Ian: 5 claims, $96K
  • Hurricane Irma: 2 claims, $52K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Eatonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Eatonville

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eatonville itself: aid to households, or repair grants to the Town of Eatonville.

Brought FEMA money into EatonvilleDeclared for Orange County only
2024

Hurricane Milton

21 households applied for aid $35K aid approved
2022

Hurricane Ian

66 households applied for aid $93K aid approved $81K to the Town of Eatonville for repairs
2017

Hurricane Irma

182 households applied for aid $107K aid approved $166K to the Town of Eatonville for repairs
2016

Hurricane Matthew

$11K to the Town of Eatonville for repairs
2008

Tropical Storm Fay

1 household applied for aid $15K aid approved
2004

Hurricane Jeanne

30 households applied for aid $32K aid approved $1K to the Town of Eatonville for repairs
2004

Hurricane Ivan

1 household applied for aid
2004

Hurricane Frances

20 households applied for aid $29K aid approved $6K to the Town of Eatonville for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

39 households applied for aid $34K aid approved $224K to the Town of Eatonville for repairs
Orange County has had 30 natural disasters declared since 1953, most often hurricanes and fires.
Around Eatonville

Eatonville and the towns around it

Maitland: Moderate, mostly inland floodingFairview Shores: Low, mostly inland floodingWinter Park: Moderate, mostly inland floodingAltamonte Springs: Moderate, mostly inland floodingFern Park: Low, mostly inland floodingOrlando: Moderate, mostly inland floodingLockhart: Moderate, mostly inland floodingEatonville: Low, mostly inland flooding EatonvilleMaitlandFairview ShoresWinter Park
Very lowLowModerateHighVery high
Maitlandmostly inland floodingModerate
Winter Parkmostly inland floodingModerate
Fairview Shoresmostly inland floodingLow
Eatonvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eatonville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Eatonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eatonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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