Lake Mary, FL natural hazards
Most of the natural-hazard damage FEMA expects in Lake Mary comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1995. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Lake Mary?
FEMA expects yearly storm and flood damage to homes and buildings in Lake Mary to be higher than in 37% of U.S. communities, mostly from inland flooding and hurricanes.
What Lake Mary faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Tornadoes
Lower here
Not a risk here
Does Lake Mary flood?
Every paid claim on a federal flood insurance policy in Lake Mary, from FEMA’s records.
Biggest named events
- Hurricane Ian: 3 claims, $81K
are insured
are insured
What’s been done with FEMA grants
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Lake Mary itself: aid to households, or repair grants to the City of Lake Mary.
Hurricane Milton
Hurricane Ian
Hurricane Dorian
Hurricane Irma
Hurricane Matthew
Tropical Storm Fay
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Lake Mary and the towns around it
How to read this page
FEMA’s expected losses across Lake Mary total about $7.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.