Heathrow, FL natural hazards
Most of the natural-hazard damage FEMA expects in Heathrow comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2008. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Heathrow?
FEMA expects yearly storm and flood damage to homes and buildings in Heathrow to be higher than in 37% of U.S. communities, mostly from inland flooding and hurricanes.
What Heathrow faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Tornadoes
Lower here
Not a risk here
Does Heathrow flood?
Every paid claim on a federal flood insurance policy in Heathrow, from FEMA’s records.
Biggest named events
- Tropical Storm Fay: 1 claim, $11K
- Low pressure system: 1 claim, $3K
are insured
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Heathrow itself: aid to households, or repair grants to Heathrow.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Hurricane Matthew
Hurricane Jeanne
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
How to read this page
FEMA’s expected losses across Heathrow total about $2.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.